Your Success is our Success
Have a great business deal, but just can’t make it fly?
Let us be the leverage that makes a deal possible. We can assist by filling the financing gap, leveraging assets farther and/or being a subordinate. Our goal is to support business and economic development in our communities; so let’s get to work!
Collaborate with Community Futures when a client:
- Reaches the limit of their credit line due to fast growth and/or efforts to innovate
- Has a project with a security shortfall
- Is looking for financing with few fixed assets for collateral
- Will generate future cash flow and service a term loan but not today
- Is at a start-up phase and demonstrates realistic market and sales potential
- Has personal assets to pledge as security that we can leverage to a greater degree than a financial institution
What we offer:
- Longer repayment/amortization periods
- Customized repayment schedules to suit the cash flow of business
- An option to defer payments on capital loans
- No prepayment penalties -up to 100% of the balance without penalty at any time during the term of the loan
- Interest only payments for predetermined periods after loan authorization, followed by repayment terms of 3-5 years
- Extended parameters on asset valuation
- Here are a couple of examples of how Community Futures helped leverage a transaction, filled the gap and made deals possible.
Download the loan application form (PDF)
Loans Officer/Business Advisor
Let’s make it fly!